FAQs

Q?

Does your credit report paint a good picture of who you are?

A.

79% of credit reports contain errors and we all know how important credit can be. Potential banks, landlords, employers and creditors will always inquire about your credit. If you have low credit scores you are most likely considered high risk and with today's economy they are not willing to take that risk. A high credit score can demonstrate to potential creditors your likely- hood to repay.

Q?

What if an item remains in dispute after my program is complete?

A.

Credit Blueprint can work with your lender to ensure any remaining items in dispute are corrected. This process will entail us working with you and the credit bureaus to get the tagline “account disputed by consumer” removed from the report to ensure a smooth flow with your lender.

Q?

Why should you use Credit Blueprint instead of the next credit repair company?

A.

Get a personalized credit blueprint once you begin your program from an experienced credit expert with over 14 years in the financial world.

A credit consultant will be assigned to your case and will be proactively reaching out to you throughout the process with status updates. Your credit consultant will hold you accountable to following the credit blueprint that was provided to you to achieve the highest score possible.

You will be emailed a user name and password to a client portal in which you can access your progress online at anytime.

Your credit consultant will review your case again at the end of the program to let you know what the scores have improved and to provide additional advice on how to maintain your new credit profile.

Q?

Who would benefit from using Credit Blueprint?

A.

Those who have recently been turned down for a mortgage because their FICO score is below the minimum.

Those who have recently been discharged from a bankruptcy and are looking to clean up accounts from the discharge.

Those who have been turned down for an auto loan, business loan or credit card because of an inaccurate item(s) on their credit report.

Those who are looking to establish new credit after graduating college.

Those who went through a divorce and need to fix some circumstantial negative accounts from the past.

Q?

Do you guarantee your work?

A.

Yes we do! Credit Blueprint has an extremely rare Money Back Guarantee. It is based on your credit score points and not just deleted items. Call us for additional information.

Q?

Should I pay off old bills/collections from the past?

A.

You would think that paying anything on your report from the past would help you build credit but this is simply not the case and can actually hurt your scores.

It's like handing in a book report 5 years after you graduated school and expecting your teacher to give your credit and adjust your grade.

Q?

How long does this process take?

A.

The process is 90 days for most clients but it's based on where your credit scores are situated at the start of the program. The better your credit, the shorter your program. We have helped clients in less then 30 days and others have taken up to 6 months.

Q?

How do I get updated on my credit profile?

A.

Unlike most credit repair companies we assign a credit coordinator who will work with you throughout the process.

This credit coordinator can be reached Monday through Friday, 9AM - 5PM (EST) at 215.699.3741.

Q?

Can items reappear that were deleted?

A.

Yes they can. However, the credit bureau must notify you about the account. This is very rare and in most cases can be removed again and no additional cost. The Fair Credit Reporting Act makes it difficult for the credit bureaus to re-report an item after our process is complete.